Privacy Policies

Terms & Conditions/Privacy Policies

Thank you for choosing to be a part of our community Institute of Bulls and Bears Management Pvt. Ltd. (IBBM). We are committed to protecting your personal information and your right to privacy.

When you and more generally, use any of our services, we appreciate that you are trusting us with your personal information. We take your privacy very seriously, in this privacy notice we seek to explain to you in the clearest way possible that what information we collect and how we use it and what rights you have in relation to it. We hope you take some time to read through it carefully. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our services immediately.

This privacy notice applies to all information collected through our services, as well as any related services, sales, marketing or events.

Registration Data

In consideration of your use of the Website, you agree to (i) provide accurate, current and complete information about you as may be requested for by the Website (hereinafter referred to as "Personal Data"); (ii) maintain and promptly update the Personal Data; and (iii) be fully responsible for all use of your account and for any actions that take place using your account. We may use your personal data to contact you with update, some marketing and promotional content etc. While using our services we may ask you to provide certain personal information that you voluntarily provide to us to i.e.

Data Security

The intent of Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) is to strictly safeguard the security of your personal information; honor your choice for its intended use; and carefully protect your data from loss, misuse, unauthorized access, disclosure, alteration, or destruction. We have put in place appropriate physical, electronic and managerial procedures to safeguard and secure information we collect online, including the use of encryption, while collecting or transferring sensitive data such as credit card information. However, you understand and agree that when you approach or are guided to third party gateways for payment, Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) cannot be liable for the information provided by you (credit card number, debit card information, bank account detail or any personal information) to the third party.

Usage Data

We may also collect information that your browser sends whenever you use our services through our website or a mobile device. This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When you access the Service by or through a mobile device, this Usage Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.

Retention of data

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

Usage Data is generally retained for a shorter period, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.

Right to Discontinue

Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) reserves the right to discontinue (permanently or temporarily) any aspect of the Website at its sole discretion, at any time without prior notice to you. You acknowledge and agree that the form and nature of the Services that Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) provides may change from time to time without prior notice to you. Further, while you may remove your User Content from the Website at any time, you acknowledge that Users may retain such Content in their own accounts. You also acknowledge that the Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) may retain archived copies of your User or Content with the authority to use it in future for business purposes

Ownership of Materials

Names, Logos and all related products and service names, design marks and slogans are trademarks and service marks owned by Institute of Bulls and Bears Management Pvt. Ltd. (IBBM). You are not authorized to use any name or mark of Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) in any advertisements, publicity matter or in any other commercial manner without the prior written consent of Institute of Bulls and Bears Management Pvt. Ltd. (IBBM).

Disclaimer:

Unauthorized access, reproduction, redistribution, transmission and/or dealing with any information contained in this Website in any other manner, either in whole or in part, are strictly prohibited, failing which strict legal action will be initiated against you as per applicable laws. The technology for enabling the services or exams offered by Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) could be affected by virus or other malicious, destructive or corrupting code, programme or macro. This could result in delays in the processing of Instructions or failure in the processing of instructions and other such failures and inabilities. The User understands that Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) disclaims all and any liability, whether direct or indirect, whether arising out of loss of profit or otherwise arising out of any failure or inability by Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) to honor any user instruction for whatsoever reason. The User understands and accepts that Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) shall not be responsible for any of the aforesaid risks. The User also accepts that Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) shall disclaim all liability in respect of the said risks.

The purpose of the Model Test Paper or Demo Exams or Paid Exams is to help participants assess how well they are prepared for the actual test conducted by the respective authorities like NSE, BSE, NISM etc. This is a Practice Test, not in lieu of the actual test. By passing this test, the participants are not certified.

Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) gives no guarantee or assurance that participants who pass this practice test would pass the actual test conducted by the respective authorities.

In this test, participants are requested to check the provided answers or explanations. Institute of Bulls and Bears Management Pvt. Ltd. (IBBM) however are not responsible for the correctness of the answers/questions provided in the model test paper. Participants are requested to keep themselves updated on changes. Participants are required to keep themselves updated on changes in syllabus/exam pattern and procedures applicable to write the real exam. Please note that all our Mock Tests are available on our website in online mode only. We do not provide print outs or pdf download of the mock tests.

This website and questions/answers in the model exams provided by it may include technical inaccuracies or typographical errors, and we make no guarantees, nor can we be responsible for any such information, including its authenticity, currency, content, quality, copyright compliance or legality, or any resulting loss or damage.

ENTIRE AGREEMENT

You acknowledge having read the terms and conditions mentioned in this Agreement, and agree to be bound by its terms and further agree that it is binding between you and Institute of Bulls and Bears Management Pvt. Ltd. (IBBM), superseding all prior understandings and agreements, oral and/ or written entered into between us relating to the subject matter of this Agreement. The Privacy Policy outlined in this Website shall form part of this Agreement. We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.